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MortgagePoint August 2025

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MortgagePoint » Your Trusted Source for Mortgage Banking and Servicing News 6 August 2025 M T E C H "This integration represents a unified vision for the future of prop- erty valuation," said George Paquette, COO at Valligent. "By combining Veros' foundation in data and analytics with Valligent's agility in virtual solutions, we're delivering a powerful, cohesive pipeline that supports smarter decisions from origination through servicing." DARK MATTER TECHNOLOGIES PROPELS APPRAISAL INNOVATIONS D ark Matter Technologies (Dark Matter) announced that it has integrated with the Uniform Collateral Data site (UCDP), a single site that is jointly managed by Freddie Mac and Fannie Mae (the GSEs). Dark Mat- ter is now positioned as an early adopter of the technologies required to enable the Forms Redesign and Uniform Ap- praisal Dataset 3.6. The new integration makes it pos- sible to submit appraisal report data to the GSEs through UCDP, which helps lenders comply with the new appraisal standards mandate. "By proactively adapting to these industry-driven updates, Dark Mat- ter is demonstrating its technological leadership and commitment to driving efficiency in the mortgage ecosystem," said Stephanie Durflinger, Chief Product Officer at Dark Matter. "This achievement helps us better serve our lending partners and opens the door to broader capabili- ties in digital appraisal delivery." Both the Empower and the Exchange SM Network support for a new appraisal report data file, ZIP file submis- sions, the addition of six new data fields to improve property detail, and a simplified procedure for extracting PDF and XML files are innovations to support this en- deavor. With these features, Dark Matter can help lenders make the switch to the new UAD 3.6, making reporting easier for all kinds of residential properties. All appraisal reports submitted to UCDP on or after November 2, 2026, must use the new UAD 3.6, which is available to GSE-approved lenders during the limited production period starting on September 8, 2025. OCROLUS EXTENDS INSPECT WITH MORTGAGE CONDITIONS I nspect has evolved into a condition- ing solution with the announce- ment of a new condition authoring interface and Encompass integration by Ocrolus, the AI-driven data and analyt- ics platform. By creating and managing mortgage conditions directly within the platform, Ocrolus Inspect now gives lenders the ability to identify inconsistencies and take prompt action. To provide accurate documentation and effective issue resolution, users can name conditions, associate them with particular incon- sistencies, and sync them back to the Encompass Form 1003. Teams can stay ahead of underwriting tasks and minimize pipeline friction with Inspect's integrated condition status tracking. Inspect was developed to identify important discrepancies between bor- rower-stated information and supporting paperwork, automating laborious and error-prone manual verification oper- ations. These insights assist processors and underwriters in identifying problems that may affect regulatory compliance, borrower eligibility, or possible fraud. Lenders have more control over loan quality thanks to Inspect's early de- "Our opening team uses Inspect at the very beginning of the file to catch discrepancies, like misspelled borrower names, incorrect dates of birth, or mismatches between the property address and the purchase contract, that we wouldn't have caught otherwise. " —Paola Patino, Regional Processing Manager, Neighborhood Loans

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