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Forward to the Future

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The improvement in the national employment outlook and the economy as a whole has caused the foreclosure market to decrease on average and has given some home owners a sense of relief. But averages do not always tell the whole story. While some states may be headed in the right direction, the data shows that it isn't the case everywhere. This month's State of Affairs section offers an overall look at the market based on all important industry factors. In the following pages, State markets are divided by regions so that you can quickly find the areas that are important to you and compare the information to what is happening across the country so that you have a full picture of the health of the industry at large and in your state. In the Northeast, Midwest, South, and West, there are owners, buyers, investors, vendors and others all looking to improve their local economies and protect their investments. Take a look at the full scope of the marketplace from coast to coast and specifically in your region. Note: The state-by-state trends are based on a compilation of September 2014 real estate public records data and proprietary mortgage loan performance transactions provided by LPS Data & Analytics, as well as a preliminary unemployment rate for September 2014 based upon public information from the Bureau of Labor Statistics. Black Knight Financial Services Data & Analytics is a trusted resource for mortgage lenders, servicers and investors—providing market-leading data and analytics solutions to help them succeed. These offerings allow professionals to improve performance, proactively identify risk, create mitigation strategies, and accurately estimate collateral value. An integral part of parent company BKFS' end-to-end solution suite, BKFS Data & Analytics products include: property, MLS and mortgage performance data, mortgage and real estate analytics, lead generation, portfolio monitoring and analytics, valuations and property tax reporting. To learn more about BKFS visit BKFS.com. P R E S E N T S of Affairs

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