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ยป VISIT US ONLINE @ DSNEWS.COM 87 Arizona RANK: 48 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 0.97% 0.52% 6.3 YEAR AGO 1.32% 0.60% 6.7 YEAR-OVER-YEAR CHANGE -26.2% -12.9% -0.4 Top County GRAHAM COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 1.64% 1.38% YEAR AGO 1.70% 1.10% YEAR-OVER-YEAR CHANGE -3.1% 25.1% Top Core-Based Statistical Area SAFFORD, AZ 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 1.64% 1.38% YEAR AGO 1.70% 1.10% YEAR-OVER-YEAR CHANGE -3.1% 25.1% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. California RANK: 46 90+ Day Foreclosure Unemployment Delinquency Rate Rate Rate AUGUST 2015 0.99% 0.53% 6.1 YEAR AGO 1.47% 0.72% 7.4 YEAR-OVER-YEAR CHANGE -32.8% -26.5% -1.3 Top County DEL NORTE COUNTY 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 1.91% 1.94% YEAR AGO 2.61% 1.58% YEAR-OVER-YEAR CHANGE -26.7% 22.9% Top Core-Based Statistical Area CRESCENT CITY, CA 90+ Day Foreclosure Delinquency Rate Rate AUGUST 2015 1.91% 1.94% YEAR AGO 2.61% 1.58% YEAR-OVER-YEAR CHANGE -26.7% 22.9% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2015 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2015 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS CoreLogic Unveils Enhanced Home Equity Data Offerings CoreLogic Inc., announced that the com- pany has released its enhanced home equity data set to expand the information delivered through its two home equity data solutions: CoreLogic Loan Level Home Equity and TrueStandings Home Equity. e data set captures home equity in- formation from eight of the 10 largest home equity lenders, which includes more than 37 million records and monitors the performance of 6.2 million active Home Equity Lines of Credit (HELOCs) and Home Equity Loans (HELs) with active balances totaling more than $315 billion. "Home equity lending is poised for a resurgence fueled by several forces: home price appreciation, recent refinance waves that locked the best credits into historically low first mortgages, and stronger consumer confidence," said Olumide Soroye, Manag- ing Director of Information Solutions at CoreLogic. "Our expanded home equity data solutions provide originators and servicers with a better view of the overall market and the emerging opportunities and risk it offers, as well as an in-depth analysis of their current books of business." e CoreLogic Loan Level Home Equity solution provides monthly loan level per- formance information and is designed for portfolio risk modeling, including in-depth risk analysis and market simulations. It now includes new information on utiliza- tion trends, including timing of draws, draw repayment terms and the reasons for loan/line disposition. Meanwhile, TrueStandings Home Equity is a web-based solution that provides ag- gregated home equity data analytics including monthly performance data. Its main purpose is to analyze and benchmark origination, delinquency and prepayment performance at a market level. By using these solutions, clients will be able to assess payment shock risk associated with seasoned home equity lines(HELOCs) convert- ing from draws to repayment terms, perform utilization analysis on HELOCs, analyze performance and delinquency trends of their portfolios, and make better-informed home equity underwriting and marketing decisions. Written by Christine Cerda The 10 Steps to Buying and Selling! Illustrated by: Ernie (HERGIE) Hergenroeder g CLIENT TRAINING MANUAL We Believe in giving people a chance in life by providing an Armor of Success to every person we meet. We are real estate solutions experts providing educational strategies for your real estate clients while keeping your future goals in mind. We've just simplified the process! The 10 Steps to Buying and Selling! For Book Pricing and Seminar Dates & Times Contact: Christine Cerda Phone: 559-285-1999 Email: christine@coresolutionsgrp.com Christine Cerda, CEO MBA-GM, SFR, e-PRO, CDPE, CIAS, REO, OICP www.CoreSolutionsGrp.com Office: (844) 285-1999 Cell: (559) 285-1999 Fax: (559) 483-9511