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Welcome, we are so glad you are here! This Summit is the culmination of months' worth of intentional work shared between our team and the Legal League Events Committee to deliver a valuable experience. Our priority is to provide you with content that is unique, insightful, and applicable to your day-to-day work. When you review the agenda, you will see a program that provides exactly that and much more. From industry leaders sharing their thoughts on the trajectory of the market and the default servicing industry, to panels complete with a variety of backgrounds and knowledge to impart, you will find a day designed to support you as you forge the year ahead. However, knowledge is never enough. We know you also are here to network with new connections or long-term colleagues (dare we say, even dear friends?). With that in mind, we have incorporated additional opportunities to allow for quality time with the people you need to connect with most. We hope you will take advantage of the closing reception at the Rangers game and enjoy America's pastime with great food and even better company. If you have any thoughts to share about this Summit or future ones, please know the team and I are here to hear them. Sincerely, GINA GALLUTIA Executive Membership Director, Legal League Five Star Institute AGENDA MONDAY, MAY 1 12:00–7:00 P.M. REGISTRATION & HOSPITALITY DESK OPEN 1:00–5:00 P.M COMPREHENSIVE SERVICER CERTIFICATION 5:00–7:00 P.M. WELCOME RECEPTION WELCOME TO THE 2023 LEGAL LEAGUE SPRING SERVICER SUMMIT TUESDAY, MAY 2 7:00 A.M.–2:30 P.M. REGISTRATION & HOSPITALITY DESK OPEN 8:00–8:45 A.M. BREAKFAST 8:45–9:00 A.M. WELCOME REMARKS STEPHEN M. HLADIK, Partner | Hladik, Onorato & Federman, LLP Legal League Advisory Council Chair Formerly a Deputy Attorney General in charge of the Harrisburg office of the Pennsylvania Bureau of Consumer Protection, Stephen M. Hladik brings a broad range of experience to his mortgage foreclosure, bankruptcy, tax sale, and UDAP legal practice. A graduate of the Pennsylvania State University, Hladik obtained his law degree from Widener University, with honors, where he served as Internal Managing Editor of the Law Review. Hladik gained significant expertise in lending law enforcement while serving in the Pennsylvania Attorney General's Bureau of Consumer Protection, handling UDAP, FDCPA, RESPA, and TILA cases. 9:00–10:00 A.M. OPENING KEYNOTE STANLEY C. MIDDLEMAN, President and CEO | Freedom Mortgage Corporation Five Star's Spring 2023 Legal League Servicer Summit will kick off with a morning keynote from Stanley C. Middleman, President and CEO of Freedom Mortgage Corporation. A nationally recognized business strategist, investor, and philanthropist with over 30 years of experience in the mortgage banking industry, Middleman will speak to the current state of the mortgage industry, from affordability challenges and default rates to the possibility of a recession to come. SPRING SERVICER SUMMIT Westin Stonebriar Golf Resort & Spa May 1-2, 2023 | Frisco, Texas Thank You to our Sponsors