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May 2023 » thefivestar.com 49 May 2023 E X P E R T I N S I G H T S business so you can transact digitally. A fully digital closing process—with remote online notarization—saves money. It saves staff hours. And it provides more security with stronger authentication. Ultimately, future-proofing is about being in a position to outperform and out-price your competitors while providing the elevat- ed service that consumers expect. eClosing technology is poised to change the mortgage industry with the introduction of a lending utopia—one that delivers immense benefits for the entire supply chain. From lenders, settlement providers, and warehouse banks to investors, servicers, and individual borrowers, we'll see completely new levels of lending efficiency. The lenders who invest in eClosing technology now can leverage the benefits of more secure closings completed at any time, from anywhere, and they'll get to leverage those same benefits far into the future. Ultimately, future-proofing is about being in a position to outperform and out-price your competitors while providing the elevated service that consumers expect." Subscribe to MortgagePoint and MortgagePoint Digital now! Call 800.856.8060 to take advantage of our special introductory offer! Experts you trust. People you know. News you want. MortgagePoint is putting essential mortgage market news at your fingertips with our new digital edition, now available online via your smartphone, tablet, or computer. Enjoy the magazine at your desk, and tap into MortgagePoint Digital's easily accessible platform anywhere, anytime. Committed to giving originators, servicers, and all lending professionals access to smarter perspectives, MortgagePoint believes it's time to think differently about the mortgage industry. Because the American Dream is evolving . . . are you? Magazine Brought to you by & Julia R. Gordon, Assistant Secretary for Housing and Federal Housing Commissioner of HUD, speaks to MortgagePoint about recent changes such as FHA's mortgage insurance premium reductions, an ongoing commitment to improving IT infrastructure, and how the arc of her career brought her to her current role. INAUGURAL ISSUE Closing the Homeownership Gap Y O U R T R U S T E D S O U R C E F O R M O R T G A G E B A N K I N G A N D S E R V I C I N G N E W S In this Issue OPPORTUNITY IS HIDING IN PLAIN SIGHT THE INDUSTRY'S FUTURE IS BEING WRITTEN TODAY SURVEYING TODAY'S LENDING LANDSCAPE THE POINT: Fannie Mae's Malloy Evans discusses how lessons learned from the 2008 housing crisis are being applied today toward the GSE's goal of keeping more Americans in their homes.