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3 July 2024 C O N T E N T S Departments 4 MTECH 12 MOVERS & SHAKERS 26 INDUSTRY UPDATE 36 Cover Feature FROM THE WHITE HOUSE TO MAIN STREET As the November elections near, what ripple effects will the next administration have on the housing industry? MortgagePoint gathered a panel of experts to dig deeper into the impact of the Presidential Elections and potential changes in the White House. Features 44 54 58 48 74 50 60 EXPLORING OPPORTUNITIES IN MANUFACTURED HOUSING Dave Howard of ServiceLink explains how manufactured housing presents added options for the next generation of homeowners in today's marketplace. Counsel's Corner A TALE OF TWO MORTGAGES Legal League Chair Stephen M. Hladik details a recent Amicus Curiae filed on whether a "first" mortgage on a property could be divested by a foreclosure and the legal ramifications on the servicing industry. Expert Insights HOUSING INVENTORY: HOW DID WE GET HERE? Brian Cullen of SingleSource Property Solutions discusses the nation's hidden housing inventory and how to access it. EAB OUTLOOK Members of MortgagePoint's Editorial Advisory Board share their insights into the trends and challenges shaping the industry landscape this month. MORTGAGE SERVICING INDUSTRY SUPPORTS EVENT HONORING TEEN CANCER SURVIVORS Also in this Issue: REPORT SPOTLIGHTS MORTGAGE ORIGINATION MARKET'S STRUGGLES MILLIONS OF U.S. HOMEOWNERS REMAIN 'HOUSE POOR' U.S. ASKING RENTS HIT HIGHEST LEVEL SINCE 2022