DSNews delivers stories, ideas, links, companies, people, events, and videos impacting the mortgage default servicing industry.
Issue link: http://digital.dsnews.com/i/1541210
MortgagePoint » Your Trusted Source for Mortgage Banking and Servicing News 6 November 2025 M T E C H Paid in Full Monitoring is a sub- scription service available through LoanCare Analytics, a platform that provides on-demand access to insights throughout the servicing spectrum and speeds up portfolio assessments. In particular, Paid in Full Monitoring offers an examination of loans that have been paid in full (PIF), along with the cause, such as a refinance or property sale. "Paid in Full Monitoring helps lenders protect their portfolios by uncovering opportunities to better calibrate their retention strategies. They can understand potential drivers of loan retention and runoff," said Dave Wor- rall, President of LoanCare. "Similarly, knowing which homeowners are most likely to act once interest rates drop is a strategic advantage for clients defending their portfolios." In addition to providing a stratifica- tion of retained loans by interest rate, month of payback, and state, the service keeps track of where the loans have gone and whether they have refinanced away from the client. Payoff results can highlight previously undiscovered op- portunities and substantial competitive dangers. Gaining retention intelligence is incredibly effective with this new level of understanding. With the second improvement, RateTrak, homeowners can utilize an interactive slider tool to specify a target interest rate or a lower monthly payment amount that they would like to reach if interest rates drop. RateTrak gives customers the opportunity to proactively contact homeowners who are open and prepared to investigate refinance options by allowing them to self-select to be notified when rates decline. In the fourth quarter, the LoanCare Homeowner Portal will make the new tool accessible. "These new features are just the latest innovative enhancements to LoanCare's Digital Retention Platform," Warrell said. "We're committed to helping our clients continually optimize portfolio performance—and we do so without ever competing for their cus- tomer relationship. That's what makes subservicing truly feel like their own." The newest products in LoanCare's industry-leading range of digital retention solutions, Paid in Full Monitoring and Ra- teTrak, provide data and analytics to assist customers in taking advantage of oppor- tunities and lowering risk. Private-label- ing customer-facing communications can help customers maintain brand aware- ness throughout the servicing process. This includes self-serve digital experienc- es via a special Refinance Center in the Homeowner Portal and My LoanCare Go app, which functions as a knowledge base with suggested goods, tailored online ads, and other communications centered around benefits. DOSSDOCS INTEGRATES WITH DOCUSIGN TO ASSIST LENDERS IN MEETING DEADLINES FASTER D ocusign has announced its integration with DossDocs, a platform developed by the mortgage law company Doss Law. Through this agreement, lenders can provide timely, early disclosure papers dependably and efficiently without incurring additional fees. The guidelines are unambiguous for California Department of Real Estate (DRE) licensees. After receiving a loan application, users have three business days to provide an Early Disclosure Package, which includes a Mortgage Loan Disclosure Statement. That proce- dure is now quicker, simpler, and more secure thanks to DossDocs. Early disclosure documents are now automatically transmitted through Docusign as part of any document order, thanks to this new integration. Lenders can keep an eye on each stage of the signing process from their own dashboard by just entering their Docu- sign login once. There is no complicated setup; it is integrated right into the Doss- Docs platform, and it is free of charge. Docusign envelopes are much more likely to be opened and signed by bor- rowers than printouts, scans, or faxes. The industry standard for safe, accepted e-signatures is Docusign. Reliable instruments are important when legal deadlines are involved. "No other doc platform offers this," said Aletha Nelson, VP of DossDocs. "We've seen how painful this part of the process is for lenders, especially under DRE rules. This makes early disclosures easier for lenders to send and allows borrowers to respond quickly, so dead- lines aren't missed." One of the most time-sensitive as- pects of the lending process now has an integrated solution for lenders. Lenders are in charge, and early disclosures are distributed swiftly and securely. SIEMENS ENHANCES ITS DIGITAL BUSINESS OPTIMIZER TOOL WITH A NATURAL HAZARD RISK MITIGATION FEATURE W ith the introduction of the new natural hazard risk mitigation tool, Siemens is further enhancing the functionality of its free online Digital Business Optimizer (DBO) platform. The functionality, which was created in partnership with academic institutions, enables U.S. companies to evaluate and compare how resilient their buildings and facilities are to more than 20 different location-specific natural disasters, including hurricanes, earth- quakes, floods, and wildfires. In order to provide crucial insights for risk and resilience strategies, the tool makes use of reliable sources, including the Federal Emergency Management Agency's National Risk Index, which tracks the risks of natural hazards in the United States, and adaptation measures that describe climate-resilient planning techniques.