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13 November 2025 November 2025 » themortgagepoint.com M O V E R S & S H A K E R S gists, and stewards of growth," Moyni- han said in the release. "Together, they have nearly 60 years of experience in financial services across every client segment, market, function, and indus- try. They have designed and driven out full transformations of the businesses under their direct leadership to focus on our clients and their needs; align resources, capabilities, and intensity; compete and gain market share; and deliver long-term, industry-leading results." In his continuing role as CFO, Borthwick will advise the company's financial strategy, capital deployment, and global real estate portfolio. During his tenure, he's helped strengthen the company's balance sheet and enabled the return of $7.3 billion to shareholders in the second quarter through divi- dends and share repurchases. With these leadership changes, Moynihan said he believes Bank of America is positioned to further en- hance its capabilities worldwide while maintaining continuity in its manage- ment structure. PLANET FINANCIAL ADDS NEW SVP OF NON-AGENCY SALES Meriden, Connecti- cut-based Planet Financial Group has appointed Rob Parsley as its new SVP of Non-Agency Sales. Coming into the role with 30-plus years of industry experi- ence, Parsley has guided organizations through changing markets by developing growth strategies, building strong teams, and deepening client relationships. "Rob's proven ability to bring innovative products to market will be instrumental as Planet continues to broaden its non-agency capabilities," Planet CEO and President Michael Dubeck said. "His track record of driv- ing results aligns with our vision for growth in this space." Most recently, Parsley served in senior leadership roles at Lima One Capital, where he played a key role in expanding the company's presence in the residential investment property finance sector. His career also includes leadership roles at a number of compa- nies, including Carrington Mortgage Services, Citadel Servicing Corp., and EquiFirst Corporation. "I'm excited to join Planet at such a pivotal moment," Parsley said. "Planet's platform, culture, and vision present an incredible opportunity. I look forward to contributing to the company's con- tinued success and to supporting our partners and clients." Parsley's addition is the latest to Planet's Non-Agency Lending team, as the company also recently named Tim Fisher as SVP, Non-Agency Lending. Before joining Planet, Fisher held lead- ership roles at Deephaven Mortgage and SG Capital Partners. Earlier in his career, he was a VP at Goldman Sachs' RMBS Structured Products Group and worked at Morgan Stanley during the formative years of the non-agency market. CLICK N' CLOSE APPOINTS IAN KIMBALL AS PRESIDENT Mortgage industry veteran Ian Kimball is the new President of mortgage lender Click n' Close. Kimball has more than 25 years of lead- ership experience spanning strategy, operations, sales, technology, compli- ance, and finance. He most recently served as Executive Director of Strategy at Service First Mortgage, where he modernized enterprise technology and led companywide initiatives to drive scalability and profitability. He previously held senior lead- ership roles at Caliber Home Loans, Bank of America Home Loans, and Wells Fargo Home Mortgage, and is a two-time FHFA Tech Sprint winner Subscribe to MortgagePoint and MortgagePoint Digital now! Visit themortgagepoint.com/mp-access to take advantage of our special offer! Experts you trust. People you know. News you want. MortgagePoint is putting essential mortgage market news at your fingertips with our new digital edition, now available online via your smartphone, tablet, or computer. Enjoy the magazine at your desk, and tap into MortgagePoint Digital's easily accessible platform anywhere, anytime. Committed to giving originators, servicers, and all lending professionals access to smarter perspectives, MortgagePoint believes it's time to think differently about the mortgage industry. Because the American Dream is evolving . . . are you? JULY 2025 Magazine YOUR TRUSTED SOURCE FOR MORTGAGE BANK ING AND SERVICING NEWS Behind steady economic growth, cracks are starting to show, from stalled sales to diverging regional trends. What do the experts say is coming next? Also in this Issue: The Exchange: Industry Insights From Fannie Mae's Malloy Evans AUGUST 2025 Magazine YOUR TRUSTED SOURCE FOR MORTGAGE BANK ING AND SERVICING NEWS 2025 AGENT & BROKER EXCELLENCE THE RESURRECTION OF VACANT REO AUCTIONS: GOOD NEWS FOR HOUSING ALSO IN THIS ISSUE: HOW TO COMBAT LOAN APPLICATION ABANDONMENT Borrowers start the journey to homeownership with clear intent—but somewhere between application start and submission—they run into friction, confusion, and a lack of immediate support ... and then they're gone. PROACTIVE, NOT REACTIVE: ENGAGING BORROWERS EARLY TO PREVENT DELINQUENCY THE EXCHANGE: PHIL CRESCENZO JR. The Nation One Mortgage VP shares his outlook on a potential end to conservatorship, the impact of credit score-based pricing, and why lenders need to keep messaging simple and focused. As the market evolves, MortgagePoint highlights agents and brokers who elevate the client experience and contribute to a resilient, service- focused housing industry.