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MortgagePoint ยป Your Trusted Source for Mortgage Banking and Servicing News 38 March 2025 F E A T U R E S T O R Y S tephen M. Hladik serves as Chair of Legal League, and is a Partner at Hladik, Onorato & Federman LLP. Formerly a Deputy Attorney General in charge of the Harrisburg office of the Pennsylvania Bureau of Consumer Protection, Hladik brings a range of experience to his mortgage foreclosure; bankruptcy; tax sale; and Unfair, Deceptive, and Abusive Practices (UDAP) legal practice. A graduate of the Pennsylvania State University, he obtained his law degree from Widener University, with honors, where he served as Internal Managing Editor of the Law Review. He gained significant expertise in lending law enforcement while serv- ing in the Pennsylvania Attorney Gen- eral's Bureau of Consumer Protection, handling UDAP, Fair Debt Collection Practices Act (FDCPA), Real Estate Settlement Procedures Act (RESPA), and Truth in Lending Act (TILA) cases. Jane Bond serves as Vice Chair of Legal League, and is a Managing Partner at McCalla Raymer Leibert Pierce LLC of the firm's Florida Litigation Group. She has more than 30 years of litigation experience, with 27 years specifically devoted to business and real estate liti- gation involving the mortgage lending and servicing industries. Her experience has landed her several speaking engage- ments at training seminars, conferences, and continuing legal education courses on real property issues. In this month's edition of Mortgage- Point, both industry experts highlight Legal League's achievements in 2024, what's to come in 2025, priorities moving forward, and where they would like to see Legal League in the future. Each LEGAL LEAGUE: PAVING THE PATH FOR SERVICING PROFESSIONALS Legal League leadership shares their insight on the state of the default servicing industry and trends in the marketplace in an interview with MortgagePoint. B y D E M E T R I A C . L E S T E R offers their opinions on recent govern- ment and policy shifts, ways in which they will impact the real estate market, and how shifting economic conditions and new regulatory developments could affect U.S. borrowers, and growing membership in the group. Q: What were some of the key accomplishments of Legal League in 2024? Hladik: Legal League was very active in 2024. The League hosted a success- ful and well-attended Spring Summit and a Servicer Leadership Summit in the Fall at the Five Star Conference. The Webinar Committee put together terrific programs throughout the year, and the Publications Committee issued four well-written editions of the Legal League Quarterly. The League's Strate- gic Initiatives Working Group (SIWG) put together several White Papers on important industry topics, as well as in- formative webinars. We also witnessed growth in membership. The League was a vocal advocate for the mortgage servic- ing industry by actively participating in important industry issues by authoring an Amicus Brief in a significant appel- late case, and commenting on proposed D E M E T R I A C . L E S T E R is a reporter for MortgagePoint ( formerly DS News and MReport) with more than 10 years of writing and editing experience. She has served as content coordinator and copy editor for the Los Angeles Daily News and the Orange County Register, in addition to 11 other Southern California publications. A former editor-in-chief at Northlake College and staff writer at her alma mater, the University of Texas at Arlington, she has covered events such as the Byron Nelson and Pac-12 Conferences, progressing into her freelance work with the Dallas Wings and D Magazine. Currently located in Dallas, Lester is a jazz aficionado, Harry Potter fanatic, and avid record collector. She can be reached at demetria.lester@ thefivestar.com.